You just answered your own question of whether or not there is a reason to worry about McCutchen. There are very few players that have the potential of 30/100/30...I would not be worried about him. It's early, it's cold, he will be fine - 25/95/25/.285 is more reasonable at this point.
3b: Ramirez, Ar
OF: McCutchen, Adam Jones, Aoki, Cuddyer, Hunter Pence
UT: Arenado, David Murphy
Bench: Ramos, Rendon, Duda, Rutledge, Johnson, C
SP: Wainwright, Scherzer, Samardzija, Niese, Burnett, Maholm, Gee, Doubront, Gerrit Cole, Cingrani, Volquez, Wacha, Gausman
RP: Wilhelmsen / Holland
12 Team roto league standard categories with IP replacing K's. FA acquisitions limited to 10 pickups (3 remaining) all season.